Saving

S.N. Saving Type Interest Rate Features
1 Compulsory ७.२०% Member should compulsorily save the fixed amount in the meeting which is started from NPR 50. The amount may different of each center
2 Special ७.२०% Member may deposit and withdraw any amount in center meeting or office. All transaction is carried out through this account. Member gets interest on daily balance.
3 Jeevan Surakshya ७.२०% Scheme Account Open Additional Facility
Personal Saving (Sch-1) शुन्य ब्यालेन्स सबै सदस्यलाई Add 0.5 % ( 0.5+7.5=8 %) is to be given to depositor deposited through remittance.
न्यूनतम मौज्दात (Sch-2) Rs.20,000/- The depositor and their spouse get accidental insurance of Rs.1 lakh each , health treatment insurance of Rs.1 lakh each in accidental case, Rs.10 thousand for funeral &Rs.10 thousand for cremation/ burial facility for scheme 2 & 3.
4 Pension As Per Scheme Period 15 years 10 Years 5 Years
Interest rate 11.25 % 9.75 % 7.5%
नोट : सदस्यले योजना अवधी पुरा नगरि बचत झिकेमा ६ प्रतिशत ब्याज प्रदान गरिनेछ । १५ बर्षे योजना पुरा गरे पस्चात पनि बचत नझिकेमा मासिक १ प्रतिशत ब्याज प्रदन गरिनेछ ।
New pension saving account is not opening from 18 Manshir 2076 but previously opened will be continue till the maturity.
5 Golden Future ७.२० % सदस्यहरुले आफ्ना सन्तानको पढाइ खर्च तथा उज्वल भविष्यका लागि यो बचत गर्न सक्नेछन । संस्थामा आबद्ध सदस्यको छोरा जन्मिए रु.१०० र छोरी जन्मिए रु.१५० खातामा स्वतः जम्मा भइ यो बचतको सुरुवात हुनेछ । संस्थाले सुरुवात गरेको सो खातालाई सदस्यहरुले निरन्तरता दिनु पर्नेछ । साथै इच्छुक सदस्यले आफ्ना छोराछोरी, नातिनातिनीको लागि यो बचत गर्न सक्नेछन्।
Welfare ७.२० % Member may charge some fine for member and staff for late presence. The saving is used for the welfare of the members like center home, dress for member etc.
Interest on daily balance in quarterly basis.
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