{"id":3388,"date":"2020-09-13T05:29:25","date_gmt":"2020-09-13T05:29:25","guid":{"rendered":"http:\/\/jeevanbikasmf.com\/?p=3388"},"modified":"2020-09-13T08:12:58","modified_gmt":"2020-09-13T08:12:58","slug":"%e0%a4%b8%e0%a5%8d%e0%a4%b5%e0%a4%a6%e0%a5%87%e0%a4%b6%e0%a4%95%e0%a5%8b-%e0%a4%aa%e0%a4%b8%e0%a4%bf%e0%a4%a8%e0%a4%be-%e0%a4%ae%e0%a5%81%e0%a4%b2%e0%a5%8d%e0%a4%af%e0%a4%b5%e0%a4%be%e0%a4%a8","status":"publish","type":"post","link":"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b8%e0%a5%8d%e0%a4%b5%e0%a4%a6%e0%a5%87%e0%a4%b6%e0%a4%95%e0%a5%8b-%e0%a4%aa%e0%a4%b8%e0%a4%bf%e0%a4%a8%e0%a4%be-%e0%a4%ae%e0%a5%81%e0%a4%b2%e0%a5%8d%e0%a4%af%e0%a4%b5%e0%a4%be%e0%a4%a8\/","title":{"rendered":"Toil In Own Soil  More Valuable"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"3388\" class=\"elementor elementor-3388\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7402d622 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elementor-section-height-default\" data-id=\"d8eab80\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-483cd462\" data-id=\"483cd462\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33ec4280 elementor-nav-menu__align-center elementor-nav-menu--dropdown-tablet elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu\" data-id=\"33ec4280\" data-element_type=\"widget\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;_animation&quot;:&quot;none&quot;,&quot;layout&quot;:&quot;horizontal&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i class=\\&quot;fas 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href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%95%e0%a5%8b-%e0%a4%b9%e0%a5%8c-%e0%a4%b9%e0%a4%be%e0%a4%ae%e0%a5%80\/\" class=\"elementor-item menu-link\">About us<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4111\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/organization-structure\/\" class=\"elementor-sub-item menu-link\">Organizational Structure<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4112\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/board-of-directors\/\" class=\"elementor-sub-item menu-link\">Board Of Director<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4537\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b5%e0%a5%8d%e0%a4%af%e0%a4%b5%e0%a4%b8%e0%a5%8d%e0%a4%a5%e0%a4%be%e0%a4%aa%e0%a4%a8-%e0%a4%9f%e0%a4%bf%e0%a4%ae\/\" class=\"elementor-sub-item menu-link\">Management Team<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4114\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/capital-structure\/\" class=\"elementor-sub-item menu-link\">Capital Structure<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4115\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/loan\/\" class=\"elementor-item menu-link\">Services<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4116\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/loan\/\" class=\"elementor-sub-item menu-link\">Financial Services<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4118\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/loan\/\" class=\"elementor-sub-item menu-link\">Loan<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4120\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/saving\/\" class=\"elementor-sub-item menu-link\">Saving<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4117\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/insurance\/\" class=\"elementor-sub-item menu-link\">Insurance<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4119\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/remittance\/\" class=\"elementor-sub-item menu-link\">Remittance<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4121\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b8%e0%a4%be%e0%a4%ae%e0%a4%be%e0%a4%9c%e0%a4%bf%e0%a4%95-%e0%a4%89%e0%a4%a4%e0%a5%8d%e0%a4%a4%e0%a4%b0%e0%a4%a6%e0%a4%be%e0%a4%af%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%b5%e0%a4%95%e0%a4%be-%e0%a4%95\/\" class=\"elementor-sub-item menu-link\">Social Services<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4123\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b8%e0%a4%be%e0%a4%ae%e0%a4%be%e0%a4%9c%e0%a4%bf%e0%a4%95-%e0%a4%89%e0%a4%a4%e0%a5%8d%e0%a4%a4%e0%a4%b0%e0%a4%a6%e0%a4%be%e0%a4%af%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%b5%e0%a4%95%e0%a4%be-%e0%a4%95\/\" class=\"elementor-sub-item menu-link\">Social Campaigns<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4124\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%ae%e0%a5%8b%e0%a4%ac%e0%a4%be%e0%a4%88%e0%a4%b2-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a4%bf%e0%a4%99-%e0%a4%b8%e0%a5%87%e0%a4%b5%e0%a4%be-2\/\" class=\"elementor-sub-item menu-link\">Digital Services<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4985\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%ae%e0%a5%8b%e0%a4%ac%e0%a4%be%e0%a4%88%e0%a4%b2-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a4%bf%e0%a4%99-%e0%a4%b8%e0%a5%87%e0%a4%b5%e0%a4%be-2\/\" class=\"elementor-sub-item menu-link\">Digital Services<\/a><\/li>\n\t<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-5371\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b5%e0%a5%8d%e0%a4%af%e0%a4%be%e0%a4%9c%e0%a4%a6%e0%a4%b0\/\" class=\"elementor-item menu-link\">Interest rate<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5313\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b5%e0%a5%8d%e0%a4%af%e0%a4%be%e0%a4%9c%e0%a4%a6%e0%a4%b0\/\" class=\"elementor-sub-item menu-link\">Interest rate<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5303\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%86%e0%a4%a7%e0%a4%be%e0%a4%b0-%e0%a4%a6%e0%a4%b0\/\" class=\"elementor-sub-item menu-link\">Base Rate<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4128\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/annual-report\/\" class=\"elementor-item menu-link\">Report<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4129\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/annual-report\/\" class=\"elementor-sub-item menu-link\">Annual Report<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4130\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/quaterly-report\/\" class=\"elementor-sub-item menu-link\">Quarterly Report<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6510\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/corporate_governance_report\/\" class=\"elementor-sub-item menu-link\">Corporate Governance Report<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4452\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%95%e0%a5%8b%e0%a4%b5%e0%a4%bf%e0%a4%a1-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%a4%e0%a4%bf%e0%a4%b5%e0%a5%87%e0%a4%a6%e0%a4%a8\/\" class=\"elementor-sub-item menu-link\">Corona (Covid 19) Report<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5107\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/training_report\/\" class=\"elementor-sub-item menu-link\">Training Report<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-6938\"><a href=\"https:\/\/jeevanbikasmf.com\/wp-content\/uploads\/2025\/01\/org2080_informative_brochure.pdf\" class=\"elementor-sub-item menu-link\">Institutional information<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8135\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/corporate-social-responsibility\/\" class=\"elementor-sub-item menu-link\">Corporate Social Responsibility<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5094\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b6%e0%a4%be%e0%a4%96%e0%a4%be_%e0%a4%b8%e0%a4%82%e0%a4%9c%e0%a4%be%e0%a4%b2\/\" class=\"elementor-item menu-link\">Branch Network<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4133\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/success-story\/\" class=\"elementor-item menu-link\">Our Impact<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4134\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/success-story\/\" class=\"elementor-sub-item menu-link\">Success Story<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4397\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%85%e0%a4%a7%e0%a5%8d%e0%a4%af%e0%a4%af%e0%a4%a8-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%a4%e0%a4%bf%e0%a4%b5%e0%a5%87%e0%a4%a6%e0%a4%a8-2\/\" class=\"elementor-sub-item menu-link\">Case Study<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4135\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/gallery\/\" class=\"elementor-sub-item menu-link\">Gallery<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4136\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/career\/\" class=\"elementor-item menu-link\">Career<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4107\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/notice\/\" class=\"elementor-item menu-link\">Notice<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4105\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/contact-us\/\" class=\"elementor-item menu-link\">Contact<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5201\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/download\/\" class=\"elementor-item menu-link\">Download<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6447\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/complain\/\" class=\"elementor-item menu-link\">Complain<\/a><\/li>\n<li class=\"trp-language-switcher-container menu-item menu-item-type-post_type menu-item-object-language_switcher current-language-menu-item menu-item-4102\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/wp-json\/wp\/v2\/posts\/3388\" class=\"elementor-item elementor-item-anchor menu-link\"><span data-no-translation><img decoding=\"async\" class=\"trp-flag-image\" src=\"https:\/\/jeevanbikasmf.com\/wp-content\/plugins\/translatepress-multilingual\/assets\/images\/flags\/ne_NP.png\" width=\"18\" height=\"12\" alt=\"ne_NP\" title=\"Nepali\"><\/span><\/a><\/li>\n<li class=\"trp-language-switcher-container menu-item menu-item-type-post_type menu-item-object-language_switcher current-language-menu-item menu-item-4100\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/wp-json\/wp\/v2\/posts\/3388\" class=\"elementor-item elementor-item-anchor menu-link\"><span data-no-translation><img decoding=\"async\" class=\"trp-flag-image\" src=\"https:\/\/jeevanbikasmf.com\/wp-content\/plugins\/translatepress-multilingual\/assets\/images\/flags\/en_US.png\" width=\"18\" height=\"12\" alt=\"en_US\" title=\"English\"><\/span><\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t<div class=\"elementor-menu-toggle\" role=\"button\" tabindex=\"0\" aria-label=\"Menu Toggle\" aria-expanded=\"false\">\n\t\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--open eicon-menu-bar\"><\/i><i aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--close eicon-close\"><\/i>\t\t\t<span class=\"elementor-screen-only\">Menu<\/span>\n\t\t<\/div>\n\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-33ec4280\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-963\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Home<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-4110\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%95%e0%a5%8b-%e0%a4%b9%e0%a5%8c-%e0%a4%b9%e0%a4%be%e0%a4%ae%e0%a5%80\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">About us<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4111\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/organization-structure\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Organizational Structure<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4112\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/board-of-directors\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Board Of Director<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4537\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b5%e0%a5%8d%e0%a4%af%e0%a4%b5%e0%a4%b8%e0%a5%8d%e0%a4%a5%e0%a4%be%e0%a4%aa%e0%a4%a8-%e0%a4%9f%e0%a4%bf%e0%a4%ae\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Management Team<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4114\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/capital-structure\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Capital Structure<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4115\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/loan\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Services<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4116\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/loan\/\" class=\"elementor-sub-item menu-link\" 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tabindex=\"-1\">Corporate Social Responsibility<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5094\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b6%e0%a4%be%e0%a4%96%e0%a4%be_%e0%a4%b8%e0%a4%82%e0%a4%9c%e0%a4%be%e0%a4%b2\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Branch Network<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4133\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/success-story\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Our Impact<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4134\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/success-story\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Success Story<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4397\"><a 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menu-item-4105\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/contact-us\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Contact<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5201\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/download\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Download<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6447\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/complain\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Complain<\/a><\/li>\n<li class=\"trp-language-switcher-container menu-item menu-item-type-post_type menu-item-object-language_switcher current-language-menu-item menu-item-4102\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/wp-json\/wp\/v2\/posts\/3388\" class=\"elementor-item elementor-item-anchor menu-link\" tabindex=\"-1\"><span data-no-translation><img decoding=\"async\" class=\"trp-flag-image\" src=\"https:\/\/jeevanbikasmf.com\/wp-content\/plugins\/translatepress-multilingual\/assets\/images\/flags\/ne_NP.png\" width=\"18\" height=\"12\" alt=\"ne_NP\" title=\"Nepali\"><\/span><\/a><\/li>\n<li class=\"trp-language-switcher-container menu-item menu-item-type-post_type menu-item-object-language_switcher current-language-menu-item menu-item-4100\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/wp-json\/wp\/v2\/posts\/3388\" class=\"elementor-item elementor-item-anchor menu-link\" tabindex=\"-1\"><span data-no-translation><img decoding=\"async\" class=\"trp-flag-image\" src=\"https:\/\/jeevanbikasmf.com\/wp-content\/plugins\/translatepress-multilingual\/assets\/images\/flags\/en_US.png\" width=\"18\" height=\"12\" alt=\"en_US\" title=\"English\"><\/span><\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-02144fc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"02144fc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9234700\" data-id=\"9234700\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ee676cf elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"ee676cf\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"852\" height=\"658\" src=\"https:\/\/jeevanbikasmf.com\/wp-content\/uploads\/2020\/09\/Arati-1.jpg\" class=\"attachment-large size-large wp-image-3396\" alt=\"\" srcset=\"https:\/\/jeevanbikasmf.com\/wp-content\/uploads\/2020\/09\/Arati-1.jpg 852w, https:\/\/jeevanbikasmf.com\/wp-content\/uploads\/2020\/09\/Arati-1-300x232.jpg 300w, https:\/\/jeevanbikasmf.com\/wp-content\/uploads\/2020\/09\/Arati-1-768x593.jpg 768w\" sizes=\"(max-width: 852px) 100vw, 852px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Toil In Own Soil  More Valuable<\/h3><p class=\"elementor-image-box-description\"><div align=\"justify\">My name is Arati Dhimal. I live in Mechinagar Municipality along with my family. We are five member in family me, my husband, one son and two little daughters. By profession, we run a hotel. Human life is full of challenges, so one has to be compelled to have an adventurous life. But we mustn\u2019t be panic. With patience and positive concept, we can handle our life to grab a great achievement in no time. So, I am telling you a story of my experience about own life with full of struggles.<br>\n      \nThe economic condition of my house was poor, so I couldn\u2019t study as I desired. For me, to get a good job to support my family also was like a mirage as I only had completed grade six. In 2055 BS, at 16 I got married to a 19- year old Lawansing Dhimal. For family happiness and the betterment of our children\u2019s future, we borrowed a big money to send my husband abroad, Malaysia. Foreign land also wasn\u2019t like as we imagined. There some bad guys stole all the money my husband had and they badly hurt him. I rescued him by borrowing money second time. Later my husband started carpentry in own soil. I maintained household and children\u2019s study expenses from my own wages. In 2066 BS, one of my neighbors told me to attend a seminar of \u2018Jeevan Bikas\u2019, a financial institution to uplift the people under the poverty. So, I did attend the seminar in village. I got enrolled and we got 20000 rupees loan from \u2018Jeevan Bikas\u2019 to support our children\u2019s study. Our earning from work could pay monthly premium and it was supporting our household expenses. But there was still unpaid debt that was borrowed to send my husband to Malaysia. It caused a fuss between my husband and father \u2013in-law. To be rescued from debt, again my husband flied to Mumbai, India. After 3 months, he got back home bare hands having no penny at all. In anger, my father \u2013in-law shut the door of house for us. Where could we go with kids in such condition? We didn\u2019t have any options, so we decided to do something in own village. <br>\n        My husband had learned some ideas in cook while he had been working in a restaurant in Mumbai as a waiter. That skill became a boon for our risk. We planned to have 60000 rupees loan from \u2018Jeevan Bikas\u2019 again. We used 30 thousand rupees to build a hut for shelter. We spent remain 30 thousand rupees to purchase things necessary to run hotel. Life was hard even. Because of hotel business in home, we wouldn\u2019t have enough space. So we had to spend night unslept holding babies on laps especially on rainy nights. I mean we didn\u2019t have even a sleeping bed. We were so busy at work that we used to work till even late night. We worked hard every day. On the advice of village priest, we named \u2018Hotel Parina\u2019 after the name of youngest daughter. We kept working hard. So, we succeeded to pay all the borrowed money back. We became able to pay loan back to \u2018Jeevan Bikas\u2019 as well. Again we got 100 thousand rupees from \u2018Jeevan Bikas\u2019 to grow our hotel business. <br>\n     After getting a good income from hotel business we decided to make it our long term business. So, we planned to run it with advanced ideas. We built a beautiful house having a tiny perfect temple in front of it. Finally we have 300 thousand rupees loan from \u2018Jeevan Bikas\u2019 to promote our business in a wide concept. Every life has a turning point in course of time, during that period life can achieve immense success if he\/she gets a well support. We had a hard time, even relatives were turning their face away from us, we were roughly suffered from poverty, we had no ways to go ahead. In such crisis, \u2018Jeevan Bikas\u2019 supported to uplift our life style. Now we are successful to have a good economic status. It is not best option to fly to abroad to pursue prosperity. One can earn a lot in own soil if he\/she has an alacrity to labor hard with toil. I have been able to accumulate this prosperity on the support of \u2018Jeevan Bikas\u2019 and on own hard work. I am really thankful to \u2018Jeevan Bikas\u2019.\n\n\n\n                                                                              \n                                                                              \n<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cd84b65 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cd84b65\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6da7802\" data-id=\"6da7802\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-205eb50 elementor-widget elementor-widget-heading\" data-id=\"205eb50\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><br><br> Writing \/ compiling<br>Tikaram Aryal<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19bcec8d elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"19bcec8d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6e092513\" data-id=\"6e092513\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1caff708 elementor-widget elementor-widget-spacer\" data-id=\"1caff708\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-28db38ff elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"28db38ff\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ab88746\" data-id=\"4ab88746\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5dbafac0 elementor-widget elementor-widget-spacer\" data-id=\"5dbafac0\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5a8b420a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a8b420a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-599a5762\" data-id=\"599a5762\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35f20ba7 elementor-widget elementor-widget-heading\" data-id=\"35f20ba7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><br>Our Services\n<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-104b88e0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"104b88e0\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/test.jeevanbikasmf.com\/loan\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-hand-holding-usd\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Loan<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/test.jeevanbikasmf.com\/saving\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-bitcoin\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Saving<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/test.jeevanbikasmf.com\/insurance\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-umbrella\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Insurance<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/test.jeevanbikasmf.com\/remittance\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-paper-plane\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Remittance<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-4794a92b\" data-id=\"4794a92b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-6f628be8\" data-id=\"6f628be8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1607d1b3 elementor-widget elementor-widget-heading\" data-id=\"1607d1b3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><br>Contact<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46775529 elementor-widget elementor-widget-heading\" data-id=\"46775529\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Phone No.<br> 9802796196 <br>977-021-442662 \n<br>Email-info@jeevanbikasmf.com <\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-301fd984 elementor-shape-circle elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"301fd984\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-repeater-item-5f1bc19\" href=\"https:\/\/www.facebook.com\/Jeevan-Bikas-Laghubitta-Bittiya-Sanstha-Ltd-249011665985854\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-facebook\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-57d373a2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"57d373a2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3c23713d\" data-id=\"3c23713d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-263a0ee8 elementor-widget elementor-widget-spacer\" data-id=\"263a0ee8\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f5c2d63 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f5c2d63\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-3bcb0f83\" data-id=\"3bcb0f83\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3fffc0c0 elementor-widget elementor-widget-heading\" data-id=\"3fffc0c0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-medium\">Copyright \u00a9 2020 JBLBSL<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-12fcbe44\" data-id=\"12fcbe44\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-6b21c3d2\" data-id=\"6b21c3d2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b9f4263 elementor-widget elementor-widget-heading\" data-id=\"b9f4263\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-medium\"><a href=\"https:\/\/techjbs.com\/\">Powered by JBS Technology Pvt.Ltd.<\/a><\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-600732d9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"600732d9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-631f4a0c\" data-id=\"631f4a0c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f8eb7c7 elementor-widget elementor-widget-spacer\" data-id=\"2f8eb7c7\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u0938\u094d\u0935\u0926\u0947\u0936\u0915\u094b \u092a\u0938\u093f\u0928\u093e \u092e\u0941\u0932\u094d\u092f\u0935\u093e\u0928 \u092e\u0947\u0930\u094b \u0928\u093e\u092e \u0906\u0930\u0924\u0940 \u0927\u093f\u092e\u093e\u0932 \u0939\u094b \u0964 \u092e \u0905\u0939\u093f\u0932\u0947 \u092e\u0947\u0930\u094b \u092a\u0930\u093f\u0935\u093e\u0930 \u0938\u0939\u093f\u0924 \u092e\u0947\u091a\u093f\u0928\u0917\u0930 \u0928\u092a\u093e \u0935\u0921\u093e \u0928 \u0967\u0969 \u0938\u094d\u0925\u093f\u0924 \u0924\u0947\u0932\u093f\u092c\u093e\u0930\u0940 \u091f\u094b\u0932\u092e\u093e \u092c\u0938\u094d\u091b\u0941 \u0964 \u092e\u0947\u0930\u094b \u092a\u0930\u093f\u0935\u093e\u0930\u092e\u093e \u0967 \u091b\u094b\u0930\u093e, \u0968 \u091b\u094b\u0930\u0940 \u0930 \u0936\u094d\u0930\u0940\u092e\u093e\u0928 \u0938\u0939\u093f\u0924 \u091c\u092e\u094d\u092e\u093e \u096b \u091c\u0928\u093e \u091b\u094c\u0902 \u0964 \u0939\u093e\u092e\u094d\u0930\u094b \u0939\u093e\u0932\u0915\u094b \u092a\u0947\u0936\u093e \u0939\u094b\u091f\u0932 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0939\u094b \u0964 \u092e\u093e\u0928\u093f\u0938\u0915\u094b \u091c\u0940\u0935\u0928\u092e\u093e \u0927\u0947\u0930\u0948 \u0909\u0924\u093e\u0930 \u091a\u0922\u093e\u0935, \u0938\u092e\u0938\u094d\u092f\u093e \u0930 \u091a\u0941\u0928\u094c\u0924\u0940\u0939\u0930\u0941 \u0906\u0909\u0928\u0947 \u0917\u0930\u094d\u091b\u0928\u094d, [&hellip;]<\/p>","protected":false},"author":1,"featured_media":3396,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_canvas","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[15],"tags":[],"class_list":["post-3388","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-15"],"yoast_head":"<!-- This site is optimized with 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