{"id":2207,"date":"2020-07-16T17:39:28","date_gmt":"2020-07-16T17:39:28","guid":{"rendered":"http:\/\/test.jeevanbikasmf.com\/?page_id=2207"},"modified":"2026-02-17T02:42:27","modified_gmt":"2026-02-17T02:42:27","slug":"%e0%a4%b8%e0%a5%80-%e0%a4%87-%e0%a4%93-%e0%a4%95%e0%a5%8b-%e0%a4%b8%e0%a4%82%e0%a4%a6%e0%a5%87%e0%a4%b6","status":"publish","type":"page","link":"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b8%e0%a5%80-%e0%a4%87-%e0%a4%93-%e0%a4%95%e0%a5%8b-%e0%a4%b8%e0%a4%82%e0%a4%a6%e0%a5%87%e0%a4%b6\/","title":{"rendered":"\u0938\u0940.\u0907.\u0913 \u0915\u094b \u0938\u0902\u0926\u0947\u0936"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2207\" class=\"elementor elementor-2207\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1911baf4 elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1911baf4\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-42fdd898\" data-id=\"42fdd898\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6675a5ae elementor-widget elementor-widget-image\" data-id=\"6675a5ae\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jeevanbikasmf.com\/eg\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1210\" height=\"117\" src=\"https:\/\/jeevanbikasmf.com\/wp-content\/uploads\/2020\/06\/logodesign.jpg\" class=\"attachment-full size-full wp-image-1683\" alt=\"\" srcset=\"https:\/\/jeevanbikasmf.com\/wp-content\/uploads\/2020\/06\/logodesign.jpg 1210w, https:\/\/jeevanbikasmf.com\/wp-content\/uploads\/2020\/06\/logodesign-300x29.jpg 300w, https:\/\/jeevanbikasmf.com\/wp-content\/uploads\/2020\/06\/logodesign-1024x99.jpg 1024w, https:\/\/jeevanbikasmf.com\/wp-content\/uploads\/2020\/06\/logodesign-768x74.jpg 768w, https:\/\/jeevanbikasmf.com\/wp-content\/uploads\/2020\/06\/logodesign-87x8.jpg 87w\" sizes=\"(max-width: 1210px) 100vw, 1210px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8216f4 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"8216f4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-34758da4\" data-id=\"34758da4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-56c5a8f1 elementor-nav-menu__align-center elementor-nav-menu--dropdown-tablet elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu\" data-id=\"56c5a8f1\" data-element_type=\"widget\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;_animation&quot;:&quot;none&quot;,&quot;layout&quot;:&quot;horizontal&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i class=\\&quot;fas fa-caret-down\\&quot;&gt;&lt;\\\/i&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;toggle&quot;:&quot;burger&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<nav class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-underline e--animation-fade\">\n\t\t\t\t<ul id=\"menu-1-56c5a8f1\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-963\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/\" class=\"elementor-item menu-link\">Home<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-4110\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%95%e0%a5%8b-%e0%a4%b9%e0%a5%8c-%e0%a4%b9%e0%a4%be%e0%a4%ae%e0%a5%80\/\" class=\"elementor-item menu-link\">About us<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4111\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/organization-structure\/\" class=\"elementor-sub-item menu-link\">Organizational Structure<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4112\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/board-of-directors\/\" class=\"elementor-sub-item menu-link\">Board Of Director<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4537\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b5%e0%a5%8d%e0%a4%af%e0%a4%b5%e0%a4%b8%e0%a5%8d%e0%a4%a5%e0%a4%be%e0%a4%aa%e0%a4%a8-%e0%a4%9f%e0%a4%bf%e0%a4%ae\/\" class=\"elementor-sub-item menu-link\">Management Team<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4114\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/capital-structure\/\" class=\"elementor-sub-item menu-link\">Capital Structure<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4115\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/loan\/\" class=\"elementor-item menu-link\">Services<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4116\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/loan\/\" class=\"elementor-sub-item menu-link\">Financial Services<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4118\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/loan\/\" class=\"elementor-sub-item menu-link\">Loan<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4120\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/saving\/\" class=\"elementor-sub-item menu-link\">Saving<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4117\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/insurance\/\" class=\"elementor-sub-item menu-link\">Insurance<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4119\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/remittance\/\" class=\"elementor-sub-item menu-link\">Remittance<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4121\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b8%e0%a4%be%e0%a4%ae%e0%a4%be%e0%a4%9c%e0%a4%bf%e0%a4%95-%e0%a4%89%e0%a4%a4%e0%a5%8d%e0%a4%a4%e0%a4%b0%e0%a4%a6%e0%a4%be%e0%a4%af%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%b5%e0%a4%95%e0%a4%be-%e0%a4%95\/\" class=\"elementor-sub-item menu-link\">Social Services<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4123\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b8%e0%a4%be%e0%a4%ae%e0%a4%be%e0%a4%9c%e0%a4%bf%e0%a4%95-%e0%a4%89%e0%a4%a4%e0%a5%8d%e0%a4%a4%e0%a4%b0%e0%a4%a6%e0%a4%be%e0%a4%af%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%b5%e0%a4%95%e0%a4%be-%e0%a4%95\/\" class=\"elementor-sub-item menu-link\">Social Campaigns<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4124\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%ae%e0%a5%8b%e0%a4%ac%e0%a4%be%e0%a4%88%e0%a4%b2-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a4%bf%e0%a4%99-%e0%a4%b8%e0%a5%87%e0%a4%b5%e0%a4%be-2\/\" class=\"elementor-sub-item menu-link\">Digital Services<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4985\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%ae%e0%a5%8b%e0%a4%ac%e0%a4%be%e0%a4%88%e0%a4%b2-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a4%bf%e0%a4%99-%e0%a4%b8%e0%a5%87%e0%a4%b5%e0%a4%be-2\/\" class=\"elementor-sub-item menu-link\">Digital Services<\/a><\/li>\n\t<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-5371\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b5%e0%a5%8d%e0%a4%af%e0%a4%be%e0%a4%9c%e0%a4%a6%e0%a4%b0\/\" class=\"elementor-item menu-link\">Interest rate<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5313\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b5%e0%a5%8d%e0%a4%af%e0%a4%be%e0%a4%9c%e0%a4%a6%e0%a4%b0\/\" class=\"elementor-sub-item menu-link\">Interest rate<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5303\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%86%e0%a4%a7%e0%a4%be%e0%a4%b0-%e0%a4%a6%e0%a4%b0\/\" class=\"elementor-sub-item menu-link\">Base Rate<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4128\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/annual-report\/\" class=\"elementor-item menu-link\">Report<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4129\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/annual-report\/\" class=\"elementor-sub-item menu-link\">Annual Report<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4130\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/quaterly-report\/\" class=\"elementor-sub-item menu-link\">Quarterly Report<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6510\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/corporate_governance_report\/\" class=\"elementor-sub-item menu-link\">Corporate Governance Report<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4452\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%95%e0%a5%8b%e0%a4%b5%e0%a4%bf%e0%a4%a1-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%a4%e0%a4%bf%e0%a4%b5%e0%a5%87%e0%a4%a6%e0%a4%a8\/\" class=\"elementor-sub-item menu-link\">Corona (Covid 19) Report<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5107\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/training_report\/\" class=\"elementor-sub-item menu-link\">Training Report<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-6938\"><a href=\"https:\/\/jeevanbikasmf.com\/wp-content\/uploads\/2025\/01\/org2080_informative_brochure.pdf\" class=\"elementor-sub-item menu-link\">Institutional information<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8135\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/corporate-social-responsibility\/\" class=\"elementor-sub-item menu-link\">Corporate Social Responsibility<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5094\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b6%e0%a4%be%e0%a4%96%e0%a4%be_%e0%a4%b8%e0%a4%82%e0%a4%9c%e0%a4%be%e0%a4%b2\/\" class=\"elementor-item menu-link\">Branch Network<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4133\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/success-story\/\" class=\"elementor-item menu-link\">Our Impact<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4134\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/success-story\/\" class=\"elementor-sub-item menu-link\">Success Story<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4397\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%85%e0%a4%a7%e0%a5%8d%e0%a4%af%e0%a4%af%e0%a4%a8-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%a4%e0%a4%bf%e0%a4%b5%e0%a5%87%e0%a4%a6%e0%a4%a8-2\/\" class=\"elementor-sub-item menu-link\">Case Study<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4135\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/gallery\/\" class=\"elementor-sub-item menu-link\">Gallery<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4136\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/career\/\" class=\"elementor-item menu-link\">Career<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4107\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/notice\/\" class=\"elementor-item menu-link\">Notice<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4105\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/contact-us\/\" class=\"elementor-item menu-link\">Contact<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5201\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/download\/\" class=\"elementor-item menu-link\">Download<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6447\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/complain\/\" class=\"elementor-item menu-link\">Complain<\/a><\/li>\n<li class=\"trp-language-switcher-container menu-item menu-item-type-post_type menu-item-object-language_switcher current-language-menu-item menu-item-4102\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/wp-json\/wp\/v2\/pages\/2207\" class=\"elementor-item elementor-item-anchor menu-link\"><span data-no-translation><img decoding=\"async\" class=\"trp-flag-image\" src=\"http:\/\/jeevanbikasmf.com\/wp-content\/plugins\/translatepress-multilingual\/assets\/images\/flags\/ne_NP.png\" width=\"18\" height=\"12\" alt=\"ne_NP\" title=\"Nepali\"><\/span><\/a><\/li>\n<li class=\"trp-language-switcher-container menu-item menu-item-type-post_type menu-item-object-language_switcher current-language-menu-item menu-item-4100\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/wp-json\/wp\/v2\/pages\/2207\" class=\"elementor-item elementor-item-anchor menu-link\"><span data-no-translation><img decoding=\"async\" class=\"trp-flag-image\" src=\"http:\/\/jeevanbikasmf.com\/wp-content\/plugins\/translatepress-multilingual\/assets\/images\/flags\/en_US.png\" width=\"18\" height=\"12\" alt=\"en_US\" title=\"English\"><\/span><\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t<div class=\"elementor-menu-toggle\" role=\"button\" tabindex=\"0\" aria-label=\"Menu Toggle\" aria-expanded=\"false\">\n\t\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--open eicon-menu-bar\"><\/i><i aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--close eicon-close\"><\/i>\t\t\t<span class=\"elementor-screen-only\">Menu<\/span>\n\t\t<\/div>\n\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-56c5a8f1\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-963\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Home<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-4110\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%95%e0%a5%8b-%e0%a4%b9%e0%a5%8c-%e0%a4%b9%e0%a4%be%e0%a4%ae%e0%a5%80\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">About us<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4111\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/organization-structure\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Organizational Structure<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4112\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/board-of-directors\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Board Of Director<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4537\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b5%e0%a5%8d%e0%a4%af%e0%a4%b5%e0%a4%b8%e0%a5%8d%e0%a4%a5%e0%a4%be%e0%a4%aa%e0%a4%a8-%e0%a4%9f%e0%a4%bf%e0%a4%ae\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Management Team<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4114\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/capital-structure\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Capital Structure<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4115\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/loan\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Services<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4116\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/loan\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Financial Services<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4118\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/loan\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Loan<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4120\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/saving\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Saving<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4117\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/insurance\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Insurance<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4119\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/remittance\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Remittance<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4121\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b8%e0%a4%be%e0%a4%ae%e0%a4%be%e0%a4%9c%e0%a4%bf%e0%a4%95-%e0%a4%89%e0%a4%a4%e0%a5%8d%e0%a4%a4%e0%a4%b0%e0%a4%a6%e0%a4%be%e0%a4%af%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%b5%e0%a4%95%e0%a4%be-%e0%a4%95\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Social Services<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4123\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b8%e0%a4%be%e0%a4%ae%e0%a4%be%e0%a4%9c%e0%a4%bf%e0%a4%95-%e0%a4%89%e0%a4%a4%e0%a5%8d%e0%a4%a4%e0%a4%b0%e0%a4%a6%e0%a4%be%e0%a4%af%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%b5%e0%a4%95%e0%a4%be-%e0%a4%95\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Social Campaigns<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4124\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%ae%e0%a5%8b%e0%a4%ac%e0%a4%be%e0%a4%88%e0%a4%b2-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a4%bf%e0%a4%99-%e0%a4%b8%e0%a5%87%e0%a4%b5%e0%a4%be-2\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Digital Services<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4985\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%ae%e0%a5%8b%e0%a4%ac%e0%a4%be%e0%a4%88%e0%a4%b2-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a4%bf%e0%a4%99-%e0%a4%b8%e0%a5%87%e0%a4%b5%e0%a4%be-2\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Digital Services<\/a><\/li>\n\t<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-5371\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b5%e0%a5%8d%e0%a4%af%e0%a4%be%e0%a4%9c%e0%a4%a6%e0%a4%b0\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Interest rate<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5313\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b5%e0%a5%8d%e0%a4%af%e0%a4%be%e0%a4%9c%e0%a4%a6%e0%a4%b0\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Interest rate<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5303\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%86%e0%a4%a7%e0%a4%be%e0%a4%b0-%e0%a4%a6%e0%a4%b0\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Base Rate<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4128\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/annual-report\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Report<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4129\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/annual-report\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Annual Report<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4130\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/quaterly-report\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Quarterly Report<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6510\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/corporate_governance_report\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Corporate Governance Report<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4452\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%95%e0%a5%8b%e0%a4%b5%e0%a4%bf%e0%a4%a1-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%a4%e0%a4%bf%e0%a4%b5%e0%a5%87%e0%a4%a6%e0%a4%a8\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Corona (Covid 19) Report<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5107\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/training_report\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Training Report<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-6938\"><a href=\"https:\/\/jeevanbikasmf.com\/wp-content\/uploads\/2025\/01\/org2080_informative_brochure.pdf\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Institutional information<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8135\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/corporate-social-responsibility\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Corporate Social Responsibility<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5094\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%b6%e0%a4%be%e0%a4%96%e0%a4%be_%e0%a4%b8%e0%a4%82%e0%a4%9c%e0%a4%be%e0%a4%b2\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Branch Network<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4133\"><a href=\"https:\/\/jeevanbikasmf.com\/eg\/success-story\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Our Impact<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4134\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/success-story\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Success Story<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4397\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/%e0%a4%85%e0%a4%a7%e0%a5%8d%e0%a4%af%e0%a4%af%e0%a4%a8-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%a4%e0%a4%bf%e0%a4%b5%e0%a5%87%e0%a4%a6%e0%a4%a8-2\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Case Study<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4135\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/gallery\/\" class=\"elementor-sub-item menu-link\" tabindex=\"-1\">Gallery<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4136\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/career\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Career<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4107\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/notice\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Notice<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4105\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/contact-us\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Contact<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5201\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/download\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Download<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6447\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/complain\/\" class=\"elementor-item menu-link\" tabindex=\"-1\">Complain<\/a><\/li>\n<li class=\"trp-language-switcher-container menu-item menu-item-type-post_type menu-item-object-language_switcher current-language-menu-item menu-item-4102\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/wp-json\/wp\/v2\/pages\/2207\" class=\"elementor-item elementor-item-anchor menu-link\" tabindex=\"-1\"><span data-no-translation><img decoding=\"async\" class=\"trp-flag-image\" src=\"http:\/\/jeevanbikasmf.com\/wp-content\/plugins\/translatepress-multilingual\/assets\/images\/flags\/ne_NP.png\" width=\"18\" height=\"12\" alt=\"ne_NP\" title=\"Nepali\"><\/span><\/a><\/li>\n<li class=\"trp-language-switcher-container menu-item menu-item-type-post_type menu-item-object-language_switcher current-language-menu-item menu-item-4100\"><a href=\"http:\/\/jeevanbikasmf.com\/eg\/wp-json\/wp\/v2\/pages\/2207\" class=\"elementor-item elementor-item-anchor menu-link\" tabindex=\"-1\"><span data-no-translation><img decoding=\"async\" class=\"trp-flag-image\" src=\"http:\/\/jeevanbikasmf.com\/wp-content\/plugins\/translatepress-multilingual\/assets\/images\/flags\/en_US.png\" width=\"18\" height=\"12\" alt=\"en_US\" title=\"English\"><\/span><\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5a95af1c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a95af1c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-243952b0\" data-id=\"243952b0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a43c7c0 elementor-widget elementor-widget-spacer\" data-id=\"2a43c7c0\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e030665 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e030665\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a7a0136\" data-id=\"a7a0136\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e8f727 elementor-widget elementor-widget-heading\" data-id=\"7e8f727\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">CEO Message<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-75a676dc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"75a676dc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d24e023\" data-id=\"4d24e023\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-458aae8 elementor-widget elementor-widget-heading\" data-id=\"458aae8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-default translation-block\">Promoted by Jeevan Bikas Samaj (a non-governmental organization), Jeevan Bikas Laghubitta Bittiya Sanstha Ltd. obtained a nationwide (\u201cClass D\u201d) financial institution license from Nepal Rastra Bank and has been continuously providing services since 16 Falgun 2075 (28 February 2019) with the vision of a poverty-free Nepal, aiming to uplift the living standards of underprivileged families.\n\nWith the objective of reducing existing economic inequalities in society and ensuring that essential services and facilities\u2014previously accessible mainly to urban areas and well-off families\u2014can also be easily accessed by rural areas and disadvantaged households, the institution has been delivering digital and social services alongside financial services.\n\nDue to the economic slowdown, increased credit risk, and microfinance-related activities driven by vested interests of certain individuals and groups, the fiscal year 2081\/82 proved challenging for the microfinance sector. Despite these circumstances, Jeevan Bikas remained steadfast in its core mission of providing financial services focused on the poor and marginalized, practicing responsible lending, and promoting inclusive economic empowerment, thereby continuing its service delivery.\n\nWith the aim of contributing to the achievement of the Sustainable Development Goals (SDGs), the institution has adopted a Credit Plus Approach and has been carrying out various initiatives in education, health, agriculture, job creation, and environmental conservation. To energize the rural economy, it encourages local women members to engage in income-generating activities and entrepreneurship through indigenous products. In addition, it promotes financial literacy among members and communities, fostering prudent financial behavior, the habit of saving, and the productive use of loans. Through its Eco-Village development strategy, the institution strives to bring positive change to overall rural lifestyles by promoting green energy, eco-friendly agriculture, and community cooperation.\n\nGlobally, rising poverty, unemployment, and climate change are creating multiple crises in human life. In this context, the institution has been conducting various campaigns to put into practice the 3Zero concept (zero poverty, zero unemployment, and zero net carbon emissions). By organizing today\u2019s youth\u2014the representatives of future generations\u2014through the 3Zero Club, it is advancing toward building a 3Zero World. The institution has been internationally recognized three times\u2014in 2022, 2023, and 2024\u2014for successfully engaging the largest number of youths in the 3Zero Club.\n\nRecognizing human resources as its core strength, the institution continues to invest in capacity building, ethical leadership, and the development of a performance-based organizational culture. It also remains firmly committed to good governance, transparency, and accountability while fully complying with the directives of regulatory authorities.\n\nIn the days ahead, Jeevan Bikas will place special priority on youth-focused job creation, self-employment, and entrepreneurship promotion. To this end, a long-term plan is being advanced to establish a training and research center with the objective of promoting training, research, and innovation in microfinance, enterprise development, digital finance, and green and inclusive finance.\n\nI would like to express my heartfelt gratitude for the guidance of the Board of Directors; the regulation and supervision of regulatory authorities; the trust of service-recipient members and shareholders; the honesty and dedication of employees; and the support and cooperation of stakeholders and well-wishers. With shared commitment and accountability in practice, we firmly believe that Jeevan Bikas Laghubitta will move forward as a leading financial institution contributing to sustainable, inclusive, and socially transformative development.\n\nThank you.<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-62dd703e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"62dd703e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6e4dac96\" data-id=\"6e4dac96\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f407262 elementor-widget elementor-widget-spacer\" data-id=\"f407262\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2d6e524b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2d6e524b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b0e44ea\" data-id=\"b0e44ea\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-484e1069 elementor-widget elementor-widget-spacer\" data-id=\"484e1069\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1a764d97 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1a764d97\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-441b622\" data-id=\"441b622\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75a247f6 elementor-widget elementor-widget-heading\" data-id=\"75a247f6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><br><br>Our Services\n<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4eff1c3e elementor-align-left elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4eff1c3e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/test.jeevanbikasmf.com\/loan\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-hand-holding-usd\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Loan<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/test.jeevanbikasmf.com\/saving\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-bitcoin\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Saving<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/test.jeevanbikasmf.com\/insurance\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-umbrella\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Insurance<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/test.jeevanbikasmf.com\/remittance\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-paper-plane\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Remittance<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1bb2deca\" data-id=\"1bb2deca\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5f7d70d6\" data-id=\"5f7d70d6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35a1e4bd elementor-widget elementor-widget-heading\" data-id=\"35a1e4bd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><br><br>Contact<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17ae19bf elementor-widget elementor-widget-heading\" data-id=\"17ae19bf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Phone No.<br> 9802796196 <br>977-021-442662 <\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3246cb elementor-widget elementor-widget-heading\" data-id=\"2b3246cb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Email-info@jeevanbikasmf.com<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-794bc21 elementor-shape-circle elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"794bc21\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-repeater-item-5f1bc19\" href=\"https:\/\/www.facebook.com\/Jeevan-Bikas-Laghubitta-Bittiya-Sanstha-Ltd-249011665985854\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-facebook\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-101f2a6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"101f2a6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-24ff1b58\" data-id=\"24ff1b58\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d5bcda7 elementor-widget elementor-widget-spacer\" data-id=\"7d5bcda7\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-60662078 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"60662078\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1c1d475b\" data-id=\"1c1d475b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-793891d1 elementor-widget elementor-widget-heading\" data-id=\"793891d1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-medium\">Copyright \u00a9 2022 JBLBSL<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-61b2e01a\" data-id=\"61b2e01a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-ec08d62\" data-id=\"ec08d62\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fa10c5b elementor-widget elementor-widget-heading\" data-id=\"4fa10c5b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-medium\"><a href=\"https:\/\/techjbs.com\/\">Powered by JBS Technology Pvt.Ltd.<\/a><\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2e0fc7df elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2e0fc7df\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2c05c04f\" data-id=\"2c05c04f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1aa386f7 elementor-widget elementor-widget-spacer\" data-id=\"1aa386f7\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u092a\u094d\u0930\u092e\u0941\u0916 \u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0930\u0940 \u0905\u0927\u093f\u0915\u0943\u0924\u0915\u094b \u0938\u0902\u0926\u0947\u0936 \u091c\u0940\u0935\u0928 \u0935\u093f\u0915\u093e\u0938 \u0938\u092e\u093e\u091c (\u0917\u0948\u0930 \u0938\u0930\u0915\u093e\u0930\u0940 \u0938\u0902\u0938\u094d\u0925\u093e) \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0935\u0926\u094d\u0930\u094d\u0927\u093f\u0924 \u091c\u0940\u0935\u0928 \u0935\u093f\u0915\u093e\u0938 \u0932\u0918\u0941\u0935\u093f\u0924\u094d\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e \u0932\u093f\u092e\u093f\u091f\u0947\u0921\u0932\u0947 \u0928\u0947\u092a\u093e\u0932 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u092c\u0948\u0902\u0915\u092c\u093e\u091f (\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u093f\u092f\u0938\u094d\u0924\u0930) \u201c\u0918\u201d \u0935\u0930\u094d\u0917\u0915\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u0907\u091c\u093e\u091c\u0924\u092a\u0924\u094d\u0930 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0917\u0930\u0940 \u0968\u0966\u096d\u096b \u092b\u093e\u0917\u0941\u0928 \u0967\u096c \u0917\u0924\u0947\u0926\u0947\u0916\u093f \u0917\u0930\u093f\u092c\u0940 \u0930\u0939\u093f\u0924 \u0928\u0947\u092a\u093e\u0932\u0915\u094b \u092a\u0930\u093f\u0915\u0932\u094d\u092a\u0928\u093e \u0938\u0939\u093f\u0924 \u0935\u093f\u092a\u0928\u094d\u0928 \u092a\u0930\u093f\u0935\u093e\u0930\u0915\u094b \u091c\u0940\u0935\u0928\u0938\u094d\u0924\u0930 \u0909\u0915\u093e\u0938\u094d\u0928 \u0928\u093f\u0930\u0928\u094d\u0924\u0930 \u0930\u0942\u092a\u092e\u093e \u0938\u0947\u0935\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u094d\u0926\u0948 \u0906\u0907\u0930\u0939\u0947\u0915\u094b \u091b \u0964 \u0938\u092e\u093e\u091c\u092e\u093e \u0935\u093f\u0926\u094d\u092f\u092e\u093e\u0928 \u0906\u0930\u094d\u0925\u093f\u0915 \u0905\u0938\u092e\u093e\u0928\u0924\u093e\u0932\u093e\u0908 [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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